t's not just your house, it's your home. Let us help you protect it.
Most insurance ads focus solely on price, but that doesn’t mean you’re getting the proper coverage you may need. At Ashe Insurance, we focus on the overall value of your policy. To us, the value of your policy is a balance of price and coverages.
A comprehensive policy that provides coverage on your home, your personal belongings and provides you and your family with liability protection. Your personal belongings may include your clothes, furniture, dishes, sporting equipment, computers, etc. There are multiple forms of Homeowners Insurance, so let us help you understand the best fit for your needs.
A type of insurance that protects an insured from financial loss arising out of liability claims. Within the Homeowners product, these claims could include people getting injured by slipping on your front steps. It could also include coverage for injuries or damages that occur away from your home. We can help educate you on how this coverage works and how it might apply to your unique lifestyle.
This policy provides broad liability coverage over and above the coverage provided in your homeowners, personal vehicles, recreational vehicles and secondary properties.
Your landlord’s insurance doesn’t provide coverage for you or your possessions. Renter’s insurance provides coverage for your personal belongings as well as liability protection. Your personal belongings may include your clothes, furniture, dishes, sporting equipment, computers, etc.
This type of policy provides coverage on the dwelling itself, as well as the option for liability protection. These policies are typically written on properties that don’t qualify for a traditional Homeowners policy such as vacant or rental properties.
Flood insurance is NOT covered under any Homeowners policy. We can help identify if your property is located in an area susceptible to flooding and provide you a quote for coverage on your buildings and personal property.
This policy provides coverage on building materials, fixtures and/or equipment used during the construction of a new building or renovation of an existing structure. Just think of all of the costs associated with building materials. You want to make sure that you have coverage if these items are destroyed or stolen.
Earthquake coverage in Vermont can be added to most Homeowners policies as an endorsement. This policy provides coverage in an event an earthquake damages your home. If it is not added, you do not have coverage in the case of an earthquake.
Cell phones have become a part of our everyday life. You can obtain coverage to your cell phone for a fraction of the cost most cellular carriers charge by adding it to your Homeowners policy.
This is a form of a Homeowner’s policy that provides physical damage coverage on your condo unit, coverage for your personal belongings and liability protection. Each condo association has different guidelines regarding what is covered under the Association’s Master Condo policy. Some Master Condo policies provide coverage for only the exterior walls of your unit, while others provide broadened coverage on each unit. We’ll work with you to determine your specific needs.
This policy provides coverage on the dwelling itself, your personal belongings as well as liability protection. Several factors determine the eligibility and coverages available including the location and age of the property.